Home About Waitsfield Welcome Annual Meeting Budget Charter Demographic & Census Info Economy Education Flood Genealogy Geography Government History News & Weather Public Safety Recreation Services Village Center Designation Waste Management Area Attractions & Things to Do Boards, Commissions, & Committees Depts. & Services Document Library Links News & Announcements Rules, Regs, & Permits Works In & Progress Search the site... Not available for PDF & Microsoft Office Documents   Flooding in Waitsfield     • Flood Insurance • About Waitsfield • Main Flood Page Main Flood Page • Flood Guide • Flood Insurance • Flood of 1998 • Flood of 1927 • Links (Documents and outside links will open in a separate window) Waitsfield FIRM Panels Tap for larger image to top National Flood Insurance Program The Town of Waitsfield participates in the National Flood Insurance Program (NFIP), which makes federally backed flood insurance available for all buildings, whether they are in a floodplain or not.  Most homeowners' or renters' insurance does not cover damages due to flooding.  Flood insurance coverage applies whether the flooding is the result of heavy rains, snow melt, blocked storm drainage systems, or other causes.  It protects against losses to buildings and their contents, but not the land surrounding them.  (To be considered a flood, the waters must cover at least two acres or affect at least two properties.)  The NFIP insures buildings, including mobile homes, with two types of coverage: structural and contents.  Structural coverage is for the walls, floors, insulation, furnace, and other items permanently attached to the structure.  Contents coverage may be purchased separately provided the contents are in an insurable building. Flood insurance is available to property owners both within and outside of mapped flood zones and different types of policies are available depending on the flood risk. to top Links (Documents and off-site links will open in a separate window) Federal Emergency Management Agency FEMA Flood Flood Hazard Management     National Flood Insurance Program Official NFIP FloodSmart Web site NFIP How Flood Insurance Works, 2007 (2 pgs, 256 KB)   NFIP Answers to Questions, 2006 (75 pgs, 295 KB)       PRELIMINARY Flood Insurance Rate Map Panels (2007) for Waitsfield NOTE: These large maps may take some time to download. PANEL INDEX Flood Zones Explained 50023C0379E- (36" x 26", 23,894 KB) 50023C0381E- (36" x 26", 24,720 KB) 50023C0382E- (36" x 26", 25,180 KB) 50023C0383E- (36" x 26", 24,744 KB) 50023C0384E- (36" x 26", 24,795 KB) 50023C0386E- (36" x 26", 24,625 KB) 50023C0387E- (36" x 26", 23,643 KB)   50023C0389E- (36" x 26", 23,679 KB)   50023C0392E- (36" x 26", 24,167 KB)   50023C0393E- (36" x 26", 24,409 KB) Updated November 4, 2009 Waitsfield's Official Web Site Disclaimer  Although the Town of Waitsfield strives for high quality, accuracy, and completeness in the content on its Web site, it does not warrant or make any guarantees as to the quality, content, accuracy, or completeness of the information, text, graphics, links, and other items associated with this site. Also, the Town will not be liable or responsible for damages of any kind arising from the use of online agendas, minutes, or other information offered on this Web site.   Please be aware that some documents, such as agendas and minutes, are subject to change after they have been posted. Official copies of municipal documents may be obtained from the Waitsfield Town Office, 9 Bridge Street, Waitsfield, VT 05673. Please send comments to: webmeister@waitsfieldvt.us Hosted by http://www.networksolutions.com Copyright © Town of Waitsfield, Vermont.